Never be Blind in Purchasing any Insurance/Bond

Today I come across a biggest fraud of Insurance Industry, I already know about it but company like SBI can do this, I never think about it. the biggest lesson i learnt after it "Never" be a part of any policy in hurry even they allure u with the biggest ever profit.

As per my Experience i got a call from SBI Life Insurance in September, the caller told me that today is SBI Life Insurance Anniversary date, so today we offer a plan which will expire today only. In to this plan you pay only 25000/- for the policy for which the premium is decided as 30000/- , so in this manner you will get direct 5000/- profit in a year, as in between SBI and you no agent involved. (This is also incorrect and first false pomise)

The next profit with which they allure me is you will get a sum of 370000/-+ Bonus after 7 year which is the locking period of this policy named as Shubh Nivesh - Endowment Plan. In to this i will get the Premium which i paid for 7 year as 30000/-*7 = 210000/- with the Sum assured as 160000/- plus Bonus which will announce later.

They are in so hurry and shown me the wrong picture of policy and taken any doc with which they are just close it and finalized the policy. For proving their say they calling me again and again being their senior and junior with girls involved in to this too, so that i become sure about it and purchase it fast.

After so many calls, in last they trapped me, but still i was not sure, on the confirmation call when i ask the same question to the caller about final amount which i will get in last, he confused and be mum on my question after that call off and said the senior will call you again, but i didn't get any call and after few days the doc come to my home with out verification or confirmation to me.

When i read the Policy document, there were nothing in written as they assured me, there specified the sum which i will get after 7 year is only 159000/- (Sum assured) +  Bonus (Not Declare). when i again call to confirm the same adviser, they again start making me confuse in the word as throwing my call from one person to other and still with false promises but not ready to shown me in written.

I called to many other adviser and collect the information, also searched internet for the same confusion and finally with some other agent of SBI also, they didn't know about my case, and in last come to conclusion as after maturity i will only get 159000/- which is shown as sum assured in policy with Bonus(not known).

It means they simply fooled me and still fooling to throw calls here and there to just surpass my 15 days Free Look Periods as the same info i got from Internet too.

With the full day effort, call and net finally i came to the conclusion of cancellation of  the policy as soon as possible and put this deli-ma to an end. 

So today i search a branch near to me and visit it for cancellation, initially he was very much friendly to me when he didn't know about my case, also inform me the real scenario of this policy, but when he know that i already purchased it and came  here for cancellation, he quickly made a plan to harass me.

After 4 round of travel between home and SBI office, i cancelled my policy and got the cancellation slip. Now relaxed but very much disappointed with the behavior of the SBI Insurance Staff, Who fooled me as well as harnessed me during all this process.

Finally i can only say and beware to others--

"Never take any policy without judging it self, 

Never ever trust upon the seller/adviser blindly"

I also want to take action against the team who fooled me but i know nothing can be happens to them, as it is pre-planned and they will be ready for the same.

SBI didn't know that SBI Life Insurance is ramming its brand value with this type of fraud and collaboration. Using the SBI brand value and Name, it's become very easy to this insurance company to make fools around as every one blindly trust on SBI.

SBI Life Insurance is not the Part of Main SBI so beware....!!!!!!!

10 Years

Completed 10 years in Delhi as well as in CRIS, this journey is so long to describe....  

A Railway's Rising Star "क्रिस " [CRIS]

रेलवे सूचना प्रणाली केंद्र

"क्रिस" रेल मंत्रालय द्वारा जुलाई १९८६ मे स्थापित एक संस्थान, जिसका मुख्यालय नई दिल्ली मे है। आज कल भारतीय रेलेवे के उत्थान मे बहुत ही महत्वपूर्ण भूमिका निभा रहा है। 

"क्रिस" द्वारा हाल ही बनाया गई रेलवे रिज़र्वेशन की वैबसाइट जो की NGET (Next Generation E-Ticketing) तकनीकी पर आधारित है ने जहां आम जनता को रिज़र्वेशन की परेशानियों से निजात दिला रही है, वही दूसरी ओर माल परिचालन प्रणाली के लिए बनाई गई नई अप्लीकेसन "É-Demand' ने डिमांड रेजिस्टरेसन मे पारदर्शिता ला कर निजी कंपनियों का काम आसान कर दिया है।

"क्रिस" जिसके कार्यालय सभी महानगर (दिल्ली, कोलकाता, मुंबई, चेन्नई, सिकंदरबाद) मे है, लगभग १००० अधिकारियों और इंजीनियर के साथ खुद मे एक सम्पूर्ण और उभरती हुई आईटी कंपनी है। 

१९८६ से लगातार रेलवे की उपलब्धि मे भागीदारी, भारत के जन जन तक रेलवे के माध्यम से पहुँच ने आखिर रेलवे मिनिस्टरी का ध्यान "क्रिस" की ओर आकर्षित कर ही दिया। 

१३ अगस्त २०१४, "क्रिस" के इतिहास का वो सुनहरा पन्ना बनने को तैयार है, जिस दिन खुद रेल मंत्री श्री डी.वी. सदानंद गौड़ा "क्रिस" को उसके योगदान के लिए सम्मानित करेंगे। 

अन्ततः मुझे ये बताते हुए अपार हर्ष की अनुभूति हो रही है की १३ अगस्त वो दिन है जिन दिन ३४ साल पहले मेरा जन्म हुआ था। तो मेरे जन्म दिन पर, मेरी कार्यस्थली को मिलने वाले इस सम्मान ने मेरे हर्ष को अपार कर दिया है। 

पिछले दस सालो से इस कार्यालय मे काम करते हुए कुछ योगदान मेरा भी सम्मिलित है, जिसका परितोषिक मेरा कार्यालय पाने जा रहा है। इससे अच्छा उपहार मेरे जन्म दिन पर और क्या हो सकता है।

Center For Railway Information Systems

A Kindhearted Manager

One afternoon a wealthy manager was driving in his limousine when he saw two men along the roadside eating grass. Disturbed by the sight, he ordered his driver to stop and he got out to investigate. He asked one man "Why are you eating grass?"

"We don't have any money for food," the poor man replied. "We have to eat grass." "Well, then, you can come with me to my house and I'll feed you" the manager said.

"But sir, I have a wife and five children with me. They are over there, under that tree".

"Bring them along," the manager replied. Turning to the other poor man he stated, "You come with us also."

The second man, in a pitiful voice then said, "But sir, I also have a wife and seven children with me!"

"Bring them all, as well," the manager answered.

They all entered the car, which was no easy task, even for a car as large as the limousine was.

Once underway, one of the poor fellows turned to mr. Manager and said, "Sir, you are too kind. Thank you for taking all of us with you."

The manager replied, "Glad to do it. You'll really love my place; the grass is almost  1 meter high!"

Lesson: Never trust managers... and there is nothing like KIND MANAGERS ?

Traits, we just can`t resist in a Leo!!!!

(July 23 - August 22)

We all have certain traits in us that add to our likability in school, college workplace and home too! Where do we get these traits from? Do we learn all that from our parents? Do we get trained to behave like this? Nope. We`re born with them. Each zodiac has its own irresistible traits. 

Confident

They have this never ending level of confidence in them. Hasn't confidence always been a turn on? You`ll often find a Leo person presenting ideas to a crowd with such confidence, that it`ll sway you off your feet. Their powerful and convincing way of putting forward their point simply makes people want to go by their point of view.

Ambitious

A Leo person is very ambitious. Once aimed for something, this person will skip no effort to achieve it. This makes them hardworking, totally ready to take up any challenging situation, coming before them. Such a strong and powerful personality is obviously hard to resist!

Generous

They have such big hearts, that anyone and everyone has place in there. Always ready to help, these people will never let a person go through misery in front of them. They know when to take a stand and are often seen not only helping others, but also motivating people to offer help to the needy.

Loyal

A Leo person is the most loyal person you`ll ever come across. Be it their family, love or work, you will find their loyal attempts everywhere. A true person and a dedicated worker; this is what defines a leo.

Straightforward

One of the rarely found traits is straightforwardness. They don`t keep any ill feelings in their heart. If they like something they never forget to express it and if they don`t like something, they never forget to mention. This way there are no elongated ill feelings or grudges. 

Optimist

The glass is always half filled for these guys. They are complete optimists and manage to find the brighter side of every situation. Finding such people is such a treat in life.  No cribbing, no crying, just making the most of what we have.

Focused and Devoted

When a Leo takes up a job, the only time they`ll leave it is when it`s completed with the best efforts within their capabilities. You will find a very devoted person in a Leo. Apart of being devoted to their work, they are very devoted lover and family person too.

Romantic

A Leo has a beautiful heart. They love with all that they can but of course want the same love in return. Leo is a strong, loyal, affectionate and warm lover. This person will also be very enthusiastic and chirpy, when in love. One thing is for sure, they`ll never let you get bored with them being around.

Energetic

These people are not the lets-sit-at-home-for-some-alone-time kind. They are the outgoing, talkative people engaged in a lot of activities. These busy and active souls attract way too much attention owing to this trait.

Limelight Seeker

Leos have a craving for the limelight. They like being the center of attraction. The catch here is that they know that in order to achieve this, they have to prove their worth. They take the right path to achieve this attention and are therefore often seen as being popular. They exhibit their amazing talents making you go all gaga over them!

19 Top Tools for Java developers

It’s as true for Java developers as it is for woodworkers: You can’t do the job right without the right tools. Fortunately, there are plenty of Java tools designed to make it significantly simpler to write good Java code — and help you make your Java code even better.

You’ll probably know many of the tools on this list of 18 choices, but others may be new to you. And odds are you haven’t tried them all yet!

1. Gradle: Build tool. Automates the building, testing, publishing, deployment, and more of software as well as generating static websites or documentation.
2. Eclipse: Open-source integrated development environment (IDE). If you could have just one tool for Java development, Eclipse would be a good choice.
3. IntelliJ: IDE made by JetBrains, available in an Apache 2-licensed community edition and a commercial edition. IntelliJ provides similar features to Eclipse, with a smooth, developer-friendly experience.
4. YourKit: Java profiler. Combines powerful analysis capabilities, on-demand profiling during both development and production, free embedding into production, and seamless IDE and application server integration.
5. Clover: Code coverage tool from Atlassian. Runs in your IDE or continuous integration system, and includes test optimization to make tests run faster and fail sooner.
6. Mockito: Mock library. Open-source testing framework that enables the creation, verification, and stubbing of mocks.
7. Jetty: Lightweight, embeddable app server.
8. Hibernate: Object-relational mapper. Implements the Java persistence API.
9. VisualVM: JVM monitor. An all-in-one Java troubleshooting tool that comes with the JDK.
10. JUnit: Unit test framework. Core tool of test-driven development that enables repeatable, white-box testing.
11. Jenkins: Continuous integration tool. Customizable with more than 600 plugins.
12. Spring Boot: Spring application development system. Works in your build system. Supports Gradle and Maven.
13. Guice: Lightweight dependency injection/inversion of Control (IoC) framework, from Google.
14. Guava: Utility library. Contains core libraries that Google relies on in Java-based projects: collections, caching, primitives support, concurrency libraries, common annotations, string processing, I/O, and so forth.
15. FindBugs: Static code analyzer. Classifies potential errors in code as scariest, scary, troubling, or “of concern.” Available as a standalone GUI or as a plugin for Eclipse, NetBeans, IntelliJ, Gradle, Hudson, and Jenkins.
16. Jackson: JSON parser. Aims to be fast, correct, lightweight, and ergonomic for developers.
17. Snappy:Compression/decompression library from Google Code. A great resource when speed is a requirement.
18. JD-GUI: De-compiler. Standalone graphic utility that displays source codes of “.class” files. Free for non-commercial use (i.e., can’t be included or embedded in commercial products).
19. Oracle-J Developer-GUI: Oracle JDeveloper is a free integrated development environment that simplifies the development of Java-based SOA and Java EE applications. JDeveloper offers complete end-to-end development  to Oracle Fusion Middleware and Oracle Fusion Applications with support for the full development life cycle.

Can switching to LPG or CNG damage your car's engine?

Always Center raised petrol prices while leaving diesel and compressed natural gas (CNG) untouched. After the hike, a liter of petrol in New Delhi cost Rs 73.60.

If you are a petrol car owner, the hike has definitely turned your monthly fuel budget topsy-turvy. But while you cannot reduce fuel prices, you can bring down your monthly fuel expenses. Here we list the various options at your disposal.

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